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Insurance - Life · Financial Services · Fiscal year ends Dec 31
Genworth Financial reported revenue of $7.3B in the fiscal year ended Dec 2025, up 0.1% from the year before. Operating income was $538M, an operating margin of 7.4%, and net income was $223M. It held more cash than debt (net cash $523M).
Ranks among the 19 insurance - life companies we cover (1st = best; for debt, the least indebted). Green = top third, red = bottom third.
Last 5 fiscal years
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | 7,822 | 7,495 | 7,488 | 7,295 | 7,301 |
| Selling, general & admin | 998 | 1,285 | 942 | 977 | 1,009 |
| Operating incomederived: pre-tax income + interest | 474 | 818 | 41.0 | 710 | 538 |
| Interest expense | 160 | 106 | 118 | 115 | 105 |
| Pre-tax income | 1,112 | 1,365 | 303 | 595 | 433 |
| Income tax | 248 | 319 | 104 | 158 | 84.0 |
| Net income | 850 | 916 | 76.0 | 299 | 223 |
| Diluted EPS | 1.65 | 1.79 | 0.16 | 0.68 | 0.54 |
| Diluted shares | 515 | 511 | 475 | 439 | 414 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Cash & equivalents | 1,571 | 1,799 | 2,215 | 2,048 | 2,036 |
| Total assets | 99,171 | 89,714 | 90,817 | 86,821 | 88,083 |
| Long-term debt | 1,899 | 1,611 | 1,584 | 1,518 | 1,513 |
| Total liabilities | 82,905 | 81,328 | 82,482 | 77,440 | 78,316 |
| Shareholders' equity | 15,510 | 7,631 | 7,480 | 8,444 | 8,750 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating cash flow | 437 | 1,049 | 597 | 88.0 | 327 |
| Depreciation & amortisation | 384 | 326 | 264 | 249 | 231 |
| Stock-based compensation | 40.0 | 37.0 | 49.0 | 51.0 | 58.0 |
| Share buybacks | 0.0 | 64.0 | 296 | 189 | 247 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue growth (YoY) | – | −4.2% | −0.1% | −2.6% | 0.1% |
| Operating income growth (YoY) | – | 72.6% | −95.0% | 1631.7% | −24.2% |
| EPS growth (YoY) | – | 8.5% | −91.1% | 325.0% | −20.6% |
| Operating margin | 6.1% | 10.9% | 0.5% | 9.7% | 7.4% |
| Net margin | 10.9% | 12.2% | 1.0% | 4.1% | 3.1% |
| Return on equityBlank when equity is negative | 5.5% | 12.0% | 1.0% | 3.5% | 2.5% |
| Cash conversion (CFO ÷ net income) | 0.51x | 1.15x | 7.86x | 0.29x | 1.47x |
| Interest cover | 2.96x | 7.72x | 0.35x | 6.17x | 5.12x |
| Debt ÷ equity | 0.12x | 0.21x | 0.21x | 0.18x | 0.17x |
| Net debtDebt − cash & equivalents; excludes investments; negative = net cash | 328 | −188 | −631 | −530 | −523 |
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.