Royal Bank of Canada

RY · NYSE

Commercial Banks, NEC · Fiscal year ends Oct 31 · Reports in CAD

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Royal Bank of Canada reported revenue of CAD 66.6B in the fiscal year ended Oct 2025, up 16.1% from the year before. Net income was CAD 20.4B.

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Last 5 fiscal years

Revenue and net income

RevenueNet income
CAD 0CAD 20BCAD 40BCAD 60BCAD 80BOct 2021Oct 2022Oct 2023Oct 2024Oct 2025

Income statement

Fiscal yearOct 2021Oct 2022Oct 2023Oct 2024Oct 2025
RevenueCAD 49.7BCAD 49BCAD 51.5BCAD 57.3BCAD 66.6B
Interest expenseCAD 8.1BCAD 18.1BCAD 61.9BCAD 77BCAD 70.8B
Pre-tax incomeCAD 20.6BCAD 20.1BCAD 18.2BCAD 19.9BCAD 25.7B
Income taxCAD 4.6BCAD 4.3BCAD 3.6BCAD 3.6BCAD 5.3B
Net incomeCAD 16.1BCAD 15.8BCAD 14.6BCAD 16.2BCAD 20.4B

Balance sheet

Fiscal yearOct 2021Oct 2022Oct 2023Oct 2024Oct 2025
Cash & equivalentsCAD 114BCAD 72.4BCAD 62BCAD 56.7BCAD 37B
Net PP&ECAD 7.4BCAD 7.2BCAD 6.7BCAD 6.9BCAD 6.8B
GoodwillCAD 10.9BCAD 12.3BCAD 12.6BCAD 19.3BCAD 19.4B
Total assetsCAD 1,706BCAD 1,917BCAD 2,007BCAD 2,172BCAD 2,325B
Total liabilitiesCAD 1,608BCAD 1,809BCAD 1,891BCAD 2,044BCAD 2,186B
Shareholders' equityCAD 98.7BCAD 108BCAD 115BCAD 127BCAD 139B

Cash flow

Fiscal yearOct 2021Oct 2022Oct 2023Oct 2024Oct 2025
Operating cash flowCAD 61BCAD 21.9BCAD 26.1BCAD 23.1BCAD 55.2B

Key ratios

Fiscal yearOct 2021Oct 2022Oct 2023Oct 2024Oct 2025
Revenue growth (YoY)–−1.4%5.1%11.4%16.1%
Net margin32.3%32.3%28.4%28.3%30.6%
Return on equityBlank when equity is negative16.3%14.6%12.7%12.8%14.6%
Cash conversion (CFO ÷ net income)3.80x1.39x1.78x1.42x2.71x

Recent filings

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Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.