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Banks · Financial Services · Fiscal year ends Jun 30
Axos Financial reported revenue of $81M in the fiscal year ended Jun 2026, up 23.5% from the year before. Net income was $490M. Operating cash flow of $558M less capital expenditure of $266M left free cash flow of $291M. It held more cash than debt (net cash $766M).
Ranks among the 59 banks companies we cover (1st = best; for debt, the least indebted). Green = top third, red = bottom third.
Last 5 fiscal years
| Fiscal year | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue | 59.4 | 65.3 | 64.6 | 65.8 | 81.3 |
| Net interest incomeBanks | 607 | 783 | 961 | 1,128 | 1,247 |
| Interest expense | 52.6 | 374 | 694 | 688 | 710 |
| Pre-tax income | 340 | 432 | 635 | 613 | 647 |
| Income tax | 99.2 | 125 | 185 | 180 | 156 |
| Net income | 241 | 307 | 450 | 433 | 490 |
| Diluted EPS | 3.97 | 5.07 | 7.66 | 7.43 | 8.48 |
| Diluted shares | 59.5 | 59.7 | 57.5 | 56.9 | 56.7 |
| Fiscal year | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | Jun 2026 |
|---|---|---|---|---|---|
| Cash & equivalents | 1,575 | 2,233 | 1,980 | 1,934 | 1,109 |
| Net PP&E | 36.2 | 53.4 | 72.6 | 105 | 145 |
| Goodwill | 95.7 | 97.7 | 97.7 | 97.7 | 144 |
| Total assets | 17,401 | 20,348 | 22,855 | 24,783 | 29,962 |
| Long-term debt | 445 | 362 | 326 | 313 | 343 |
| DepositsBanks | 13,946 | 17,123 | 19,359 | 20,830 | 24,565 |
| Total liabilities | 15,758 | 18,431 | 20,565 | 22,102 | 26,795 |
| Shareholders' equity | 1,643 | 1,917 | 2,291 | 2,681 | 3,166 |
| Fiscal year | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | Jun 2026 |
|---|---|---|---|---|---|
| Operating cash flow | 217 | 197 | 305 | 490 | 558 |
| Capital expenditure | 21.5 | 30.2 | 36.0 | 54.2 | 266 |
| Free cash flow | 195 | 166 | 270 | 436 | 291 |
| Depreciation & amortisation | 13.1 | 12.2 | 16.2 | 21.6 | 29.7 |
| Stock-based compensation | 21.2 | 26.1 | 35.2 | 42.0 | 44.3 |
| Acquisitions | 54.6 | 5.5 | 0.0 | 0.0 | 474 |
| Share buybacks | 0.0 | 49.0 | 96.3 | 58.2 | 22.0 |
| Fiscal year | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | Jun 2026 |
|---|---|---|---|---|---|
| Revenue growth (YoY) | – | 9.8% | −1.0% | 1.8% | 23.5% |
| EPS growth (YoY) | – | 27.7% | 51.1% | −3.0% | 14.1% |
| Net margin | 405.0% | 470.7% | 696.2% | 658.0% | 603.5% |
| Return on equityBlank when equity is negative | 14.7% | 16.0% | 19.6% | 16.1% | 15.5% |
| Free cash flow margin | 328.3% | 255.1% | 416.9% | 662.9% | 358.3% |
| Cash conversion (CFO ÷ net income) | 0.90x | 0.64x | 0.68x | 1.13x | 1.14x |
| Debt ÷ equity | 0.27x | 0.19x | 0.14x | 0.12x | 0.11x |
| Net debtDebt − cash & equivalents; excludes investments; negative = net cash | −1,129 | −1,871 | −1,654 | −1,621 | −766 |
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.