Banco Santander (Brasil)
BSBR · NYSECommercial Banks, NEC · Fiscal year ends Dec 31 · Reports in BRL
Net income was BRL 13B.
Last 5 fiscal years
Revenue and net income
Income statement
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Interest expense | BRL 26.7B | BRL 67.7B | BRL 81.4B | BRL 80.5B | BRL 105B |
| Pre-tax income | BRL 24.8B | BRL 19.6B | BRL 11.9B | BRL 19.2B | BRL 16.7B |
| Net income | BRL 15.6B | BRL 14.3B | BRL 9.5B | BRL 13.4B | BRL 13B |
Balance sheet
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Cash & equivalents | BRL 32.7B | BRL 49.6B | BRL 89.4B | BRL 67.2B | BRL 73.3B |
| Net PP&E | BRL 8.8B | BRL 8.2B | BRL 7.1B | BRL 6B | BRL 5B |
| Goodwill | BRL 27.9B | BRL 27.9B | BRL 27.9B | BRL 27.9B | BRL 27.8B |
| Total assets | BRL 931B | BRL 985B | BRL 1,116B | BRL 1,239B | BRL 1,270B |
| Total liabilities | BRL 825B | BRL 875B | BRL 1,001B | BRL 1,119B | BRL 1,143B |
| Shareholders' equity | BRL 106B | BRL 110B | BRL 114B | BRL 119B | BRL 125B |
Cash flow
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating cash flow | BRL 6.8B | BRL 6.8B | BRL 36.6B | −BRL 21.1B | BRL 5B |
Key ratios
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Return on equityBlank when equity is negative | 14.7% | 13.0% | 8.3% | 11.2% | 10.4% |
| Cash conversion (CFO ÷ net income) | 0.44x | 0.48x | 3.85x | −1.58x | 0.39x |
More in Commercial Banks, Nec
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.