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Banks · Financial Services · Fiscal year ends Dec 31
Cathay General Bancorp reported revenue of $54M in the fiscal year ended Dec 2025, up 2.9% from the year before. Net income was $315M. Operating cash flow of $369M less capital expenditure of $5M left free cash flow of $364M.
Ranks among the 59 banks companies we cover (1st = best; for debt, the least indebted). Green = top third, red = bottom third.
Last 5 fiscal years
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | 39.1 | 42.2 | 43.9 | 52.3 | 53.8 |
| Net interest incomeBanks | 598 | 734 | 742 | 674 | 742 |
| Interest expense | 68.8 | 118 | 500 | 661 | 567 |
| Pre-tax income | 382 | 473 | 404 | 318 | 390 |
| Income tax | 83.5 | 112 | 49.5 | 31.6 | 75.1 |
| Net income | 298 | 361 | 354 | 286 | 315 |
| Diluted EPS | 3.80 | 4.83 | 4.86 | 3.95 | 4.54 |
| Diluted shares | 78.6 | 74.7 | 72.9 | 72.3 | 69.5 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Net PP&E | 99.4 | 94.8 | 91.1 | 88.7 | 87.6 |
| Goodwill | 372 | 376 | 376 | 376 | 376 |
| Total assets | 20,887 | 21,948 | 23,082 | 23,055 | 24,230 |
| Long-term debt | 119 | 119 | 119 | 119 | 119 |
| DepositsBanks | 18,059 | 18,505 | 19,325 | 19,686 | 20,894 |
| Total liabilities | 18,440 | 19,474 | 20,345 | 20,209 | 21,304 |
| Shareholders' equity | 2,446 | 2,474 | 2,737 | 2,846 | 2,925 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating cash flow | 334 | 467 | 385 | 329 | 369 |
| Capital expenditure | 3.7 | 3.4 | 3.4 | 3.6 | 4.9 |
| Free cash flow | 331 | 464 | 381 | 326 | 364 |
| Depreciation & amortisation | 8.0 | 10.0 | 8.4 | 7.2 | 6.6 |
| Stock-based compensation | 6.0 | 7.0 | 7.0 | 6.0 | 6.6 |
| Acquisitions | 0.0 | 73.9 | 0.0 | 0.0 | – |
| Share buybacks | 167 | 141 | 16.7 | 84.7 | 180 |
| Dividends paid | 99.3 | 101 | 98.6 | 98.0 | 93.8 |
| Dividend per share | 1.27 | 1.36 | 1.36 | 1.36 | 1.36 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue growth (YoY) | – | 7.9% | 4.1% | 19.0% | 2.9% |
| EPS growth (YoY) | – | 27.1% | 0.6% | −18.7% | 14.9% |
| Net margin | 763.4% | 855.0% | 806.4% | 547.2% | 585.8% |
| Return on equityBlank when equity is negative | 12.2% | 14.6% | 12.9% | 10.0% | 10.8% |
| Free cash flow margin | 846.1% | 1100.0% | 868.4% | 622.8% | 676.0% |
| Cash conversion (CFO ÷ net income) | 1.12x | 1.30x | 1.09x | 1.15x | 1.17x |
| Debt ÷ equity | 0.05x | 0.05x | 0.04x | 0.04x | 0.04x |
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.