Loading financials from SEC filings…
Banks · Financial Services · Fiscal year ends Dec 31
Park National reported revenue of $664M in the fiscal year ended Dec 2025, up 2.9% from the year before. Net income was $180M. Operating cash flow of $198M less capital expenditure of $6M left free cash flow of $192M.
Ranks among the 59 banks companies we cover (1st = best; for debt, the least indebted). Green = top third, red = bottom third.
Last 5 fiscal years
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | – | 514 | 564 | 646 | 664 |
| Net interest incomeBanks | 330 | 347 | 373 | 398 | 437 |
| Interest expense | 16.0 | 31.2 | 98.6 | 125 | 107 |
| Pre-tax income | 188 | 180 | 154 | 185 | 221 |
| Income tax | 34.3 | 32.1 | 26.9 | 33.3 | 41.3 |
| Net income | 154 | 148 | 127 | 151 | 180 |
| Diluted EPS | 9.37 | 9.06 | 7.80 | 9.32 | 11.11 |
| Diluted shares | 16.4 | 16.4 | 16.3 | 16.2 | 16.2 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Cash & equivalents | 219 | 190 | 218 | 161 | 234 |
| Net PP&E | 89.0 | 82.1 | 74.2 | 69.5 | 61.6 |
| Goodwill | 160 | 160 | 160 | 160 | 160 |
| Total assets | 9,560 | 9,855 | 9,836 | 9,805 | 9,805 |
| Short-term debt | 239 | 416 | 517 | 280 | 81.7 |
| DepositsBanks | 7,905 | 8,235 | 8,043 | 8,144 | 8,244 |
| Total liabilities | 8,449 | 8,786 | 8,691 | 8,562 | 8,452 |
| Shareholders' equity | 1,111 | 1,069 | 1,145 | 1,244 | 1,353 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating cash flow | 157 | 137 | 151 | 179 | 198 |
| Capital expenditure | 14.1 | 7.9 | 7.6 | 9.2 | 6.4 |
| Free cash flow | 143 | 129 | 144 | 170 | 192 |
| Depreciation & amortisation | 13.3 | 13.8 | 14.0 | 12.2 | 11.2 |
| Stock-based compensation | 8.0 | 7.2 | 8.0 | 7.7 | 8.6 |
| Acquisitions | 0.0 | – | – | – | – |
| Share buybacks | 16.0 | 0.0 | 23.0 | 0.0 | 20.1 |
| Dividend per share | 4.52 | 4.66 | 4.20 | 4.74 | 5.53 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue growth (YoY) | – | – | 9.7% | 14.4% | 2.9% |
| EPS growth (YoY) | – | −3.3% | −13.9% | 19.5% | 19.2% |
| Net margin | – | 28.9% | 22.5% | 23.5% | 27.1% |
| Return on equityBlank when equity is negative | 13.9% | 13.9% | 11.1% | 12.2% | 13.3% |
| Free cash flow margin | – | 25.0% | 25.4% | 26.3% | 28.9% |
| Cash conversion (CFO ÷ net income) | 1.02x | 0.92x | 1.19x | 1.18x | 1.10x |
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.