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Banks · Financial Services · Fiscal year ends Dec 31
Net income was $277M.
Last 5 fiscal years
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Net interest incomeBanks | 385 | 471 | 411 | 447 | 535 |
| Interest expense | 31.8 | 88.4 | 402 | 499 | 455 |
| Pre-tax income | 253 | 309 | 245 | 279 | 342 |
| Income tax | 45.6 | 57.3 | 37.7 | 51.7 | 65.5 |
| Net income | 208 | 252 | 207 | 227 | 277 |
| Diluted EPS | 3.82 | 4.61 | 3.79 | 4.16 | 5.06 |
| Diluted shares | 54.4 | 54.5 | 54.5 | 54.6 | 54.7 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Net PP&E | 60.3 | 59.9 | 59.3 | 59.2 | 60.4 |
| Goodwill | – | 13.6 | 13.6 | 13.6 | 13.6 |
| Total assets | 15,449 | 14,596 | 16,130 | 17,352 | 17,727 |
| DepositsBanks | 12,453 | 11,547 | 13,274 | 13,543 | 14,219 |
| Total liabilities | 14,297 | 13,298 | 14,689 | 15,735 | 15,877 |
| Shareholders' equity | 1,152 | 1,297 | 1,440 | 1,616 | 1,850 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating cash flow | 266 | 273 | 197 | 253 | 355 |
| Depreciation & amortisation | 4.1 | 4.1 | 4.4 | 4.8 | 4.7 |
| Stock-based compensation | 1.9 | 3.2 | 3.6 | 3.5 | 3.0 |
| Dividends paid | 32.5 | 37.5 | 45.7 | 65.4 | 73.2 |
| Dividend per share | 0.23 | 0.28 | 0.30 | 0.34 | 0.38 |
| Fiscal year | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| EPS growth (YoY) | – | 20.7% | −17.8% | 9.8% | 21.6% |
| Return on equityBlank when equity is negative | 18.0% | 19.4% | 14.4% | 14.1% | 15.0% |
| Cash conversion (CFO ÷ net income) | 1.28x | 1.08x | 0.95x | 1.11x | 1.28x |
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.