Sumitomo Mitsui Financial
SMFG · NYSECommercial Banks, NEC · Fiscal year ends Mar 31 · Reports in JPY
Net income was JPY 516B. Operating cash flow of JPY 3,066B less capital expenditure of JPY 98.5B left free cash flow of JPY 2,968B.
Last 5 fiscal years
Revenue and net income
Income statement
| Fiscal year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Research & development | JPY 60M | JPY 35M | JPY 0 | JPY 0 | – |
| Selling, general & admin | JPY 1,679B | JPY 1,802B | JPY 1,965B | JPY 2,230B | JPY 2,422B |
| Interest expense | JPY 397B | JPY 304B | JPY 1,941B | JPY 4,054B | JPY 4,202B |
| Pre-tax income | JPY 956B | JPY 676B | JPY 1,262B | JPY 1,208B | JPY 654B |
| Income tax | JPY 251B | JPY 161B | JPY 326B | JPY 312B | JPY 138B |
| Net income | JPY 705B | JPY 515B | JPY 936B | JPY 896B | JPY 516B |
Balance sheet
| Fiscal year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Cash & equivalents | JPY 71,549B | JPY 74,344B | JPY 75,344B | JPY 77,438B | JPY 75,250B |
| Net PP&E | JPY 1,755B | JPY 1,763B | JPY 1,832B | JPY 1,347B | JPY 1,319B |
| Goodwill | JPY 204B | JPY 396B | JPY 272B | JPY 305B | JPY 288B |
| Total assets | JPY 235,025B | JPY 248,161B | JPY 257,687B | JPY 281,272B | JPY 292,165B |
| Total liabilities | JPY 222,749B | JPY 235,379B | JPY 244,150B | JPY 264,993B | JPY 275,676B |
| Shareholders' equity | JPY 12,276B | JPY 12,782B | JPY 13,537B | JPY 16,279B | JPY 16,489B |
Cash flow
| Fiscal year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Operating cash flow | JPY 18,322B | JPY 5,101B | −JPY 5,240B | JPY 1,037B | JPY 3,066B |
| Capital expenditure | – | JPY 81.4B | JPY 88B | JPY 120B | JPY 98.5B |
| Free cash flow | – | JPY 5,020B | −JPY 5,328B | JPY 917B | JPY 2,968B |
Key ratios
| Fiscal year | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Return on equityBlank when equity is negative | 5.7% | 4.0% | 6.9% | 5.5% | 3.1% |
| Cash conversion (CFO ÷ net income) | 26.0x | 9.90x | −5.60x | 1.16x | 5.94x |
Recent filings
More in Commercial Banks, Nec
Standardised figures from the company's XBRL filings with the SEC (10-K, 10-Q). Line items follow US GAAP tags, so a company's own statement layout may differ and some lines show “–” where the company does not report that item. Ratios are calculated from these figures. For education only; not investment advice or a recommendation.