Financial Services

246 companies in 10 industries · $2.83T combined revenue · $169B operating profit

8.5%Median revenue growth

14.4%Median earnings growth

23.4%Median operating margin

11.3%Median ROCE

27%Companies with net cash

Growth engines: the 4 Cylinders

All four working: 11% of companies

A company's earnings per share can grow in only four ways: more sales, profits growing faster than sales (operating leverage), wider margins, and less debt. Each bar is the share of companies where that engine worked in their latest year.

Sales growth · Revenue up 10% or more42%
Operating leverage · Operating income growing faster than a growing revenue47%
Margin expansion · Operating margin up 1 point or more45%
Debt reduction · Debt down 5% or more, or net cash34%

Industries in Financial Services

All 246 financial services companies


Median	–	8.5%	14.4%	23.4%	11.3%	0.74x
BRK-BBerkshire Hathaway · Insurance - Property & casualty	$247B	-1%▼	-24.8%▼	n/a	n/a	n/a
JPMJPMorgan Chase · Banks	$182B	2.8%▼	-2.4%▼	n/a	n/a	n/a
VVisa · Credit services	$40.0B	11.3%▲	1.6%▼	60%▲	37.2%▲	0.66x▲
MAMastercard · Credit services	$32.8B	16.4%▲	16.3%▲	57.6%▲	60.2%▲	2.46x▼
BACBank of America · Banks	$113B	6.8%▼	13.1%▼	n/a	n/a	n/a
MSMorgan Stanley · Capital markets	$70.6B	14.4%▲	25.9%▲	–	–	3.06x▼
RYRoyal Bank of Canada · Banks	CAD 66.6B	16.1%▲	25.4%▲	n/a	n/a	n/a
GSGoldman Sachs · Capital markets	$58.3B	8.9%▲	20.3%▲	–	–	2.85x▼
MUFGMitsubishi Ufj Financial · Banks	JPY 11.87T	9.5%▲	36.5%▲	n/a	n/a	n/a
WFCWells Fargo · Banks	$83.7B	1.7%▼	8.2%▼	n/a	n/a	n/a
AXPAmerican Express · Credit services	$41.3B	6.4%▼	7%▼	–	–	1.73x▼
CCitigroup · Banks	$85.2B	5.6%▼	12.8%▼	n/a	n/a	n/a
TDToronto Dominion Bank · Banks	CAD 67.8B	18.4%▲	132%▲	n/a	n/a	n/a
BLKBlackRock · Capital markets	$24.2B	18.7%▲	-12.8%▼	29.1%▲	–	0.23x▲
SCHWSchwab Charles · Capital markets	$23.9B	22%▲	49%▲	–	–	0.49x▲
IBKRInteractive Brokers · Capital markets	$2.4B	23.4%▲	27.9%▲	–	–	–
CBChubb · Insurance - Property & casualty	$59.4B	6.5%▼	11.2%▼	n/a	n/a	n/a
BXBlackstone · Asset management	$14.5B	9.2%▲	8.7%▼	46.7%▲	–	1.45x▼
PGRProgressive · Insurance - Property & casualty	$87.7B	16.3%▲	33.3%▲	n/a	n/a	n/a
MFGMizuho Financial · Banks	JPY 8.79T	7.6%▼	95.2%▲	n/a	n/a	n/a
SPGIS&P Global · Financial data & stock exchanges	$15.3B	7.9%▼	16.1%▲	42.2%▲	12.1%▲	0.42x▲
COFCapital One Financial · Credit services	$8.1B	36.3%▲	-48.4%▼	–	–	0.45x▲
HDBHDFC Bank · Banks	INR 2.33T	6.3%▼	4.6%▼	n/a	n/a	n/a
BMOBank of Montreal · Banks	CAD 36.3B	10.6%▲	19.1%▲	n/a	n/a	n/a
BNSBank of Nova Scotia · Banks	CAD 37.7B	12.1%▲	-1.7%▼	n/a	n/a	n/a
ITUBItau Unibanco · Banks	BRL 168B	8.4%▼	24.4%▲	n/a	n/a	n/a
CMECME · Financial data & stock exchanges	$6.5B	6.4%▼	15.5%▲	64.9%▲	11.1%▼	–
CMCanadian Imperial Bank of Commerce · Banks	CAD 29.1B	13.8%▲	18.2%▲	n/a	n/a	n/a
INGING Groep · Banks	EUR 25.7B	21.8%▲	53.8%▲	n/a	n/a	n/a
BNYBank of New York Mellon · Banks	$20.1B	7.8%▼	22.5%▲	n/a	n/a	n/a
HOODRobinhood Markets · Capital markets	$4.5B	51.6%▲	33.5%▲	–	–	–
USBUS Bancorp de · Banks	$28.7B	4.4%▼	20.2%▲	n/a	n/a	n/a
ICEIntercontinental Exchange · Financial data & stock exchanges	$12.6B	7.5%▼	20.4%▲	39%▲	9.3%▼	0.68x▲
PNCPNC Financial Services · Banks	$23.1B	7.2%▼	17.5%▲	n/a	n/a	n/a
MRSHMarsh & Mclennan Companies · Insurance brokers	$27.0B	10.3%▲	2.5%▼	23.1%▼	16.5%▲	1.28x▼
MCOMoodys · Financial data & stock exchanges	$7.7B	8.9%▲	19.5%▲	43.4%▲	26.1%▲	1.73x▼
TRVTravelers Companies · Insurance - Property & casualty	$48.8B	5.2%▼	25.8%▲	n/a	n/a	n/a
LYGLloyds Banking · Banks	GBP 19.4B	7.9%▼	6.3%▼	n/a	n/a	n/a
KKRKKR · Asset management	$19.5B	-11%▼	-22.9%▼	50.7%▲	–	–
BCSBarclays · Banks	GBP 11.1B	3.7%▼	13.5%▼	n/a	n/a	n/a
NUNu · Credit services	$15.8B	37%▲	45.6%▲	53.5%▲	–	0.39x▲
MFCManulife Financial · Insurance - Life	CAD 8.1B	7.1%▼	3.1%▼	n/a	n/a	n/a
BAMBrookfield Asset Management · Asset management	$3.9B	16.7%▲	13.8%▼	48.2%▲	–	–
NWGNatWest · Banks	GBP 30.2B	3.1%▼	21.3%▲	n/a	n/a	n/a
APOApollo Global Management · Asset management	$32.0B	22.7%▲	-23.7%▼	22.8%▼	–	0.57x▲
METMetlife · Insurance - Life	$2.4B	8.5%	-23.7%▼	n/a	n/a	n/a
DBDeutsche Bank Aktiengesellschaft · Banks	EUR 31.4B	-0.2%▼	–	n/a	n/a	n/a
AJGArthur J. Gallagher · Insurance brokers	$13.9B	20.7%▲	2.1%▼	13.4%▼	4.9%▼	0.55x▲
ALLAllstate · Insurance - Property & casualty	$67.7B	5.6%▼	120%▲	n/a	n/a	n/a
AFLAFLAC · Insurance - Life	$17.2B	-9.3%▼	-33%▼	n/a	n/a	n/a
AONAon · Insurance brokers	$17.2B	9.4%▲	39.2%▲	25.3%▲	15.8%▲	1.63x▼
NDAQNasdaq · Financial data & stock exchanges	$8.3B	11.6%▲	60.1%▲	28.2%▲	10.1%▼	0.74x▲
PYPLPayPal · Credit services	$33.2B	4.3%▼	26.2%▲	18.3%▼	18%▲	0.57x▲
COINCoinbase Global · Capital markets	$7.2B	9.4%▲	-51.1%▼	20%▼	6.8%▼	0.49x▲
XYZBlock · Credit services	$24.2B	0.3%▼	-54.9%▼	7.1%▼	5.9%▼	0.33x▲
STTState Street · Banks	$13.9B	7.3%▼	9.6%▼	n/a	n/a	n/a
AMPAmeriprise Financial · Asset management	$18.9B	5.5%▼	4.8%▼	–	–	–
SLFSun Life Financial · Insurance - Life	CAD 41.9B	8%▼	14.6%▲	n/a	n/a	n/a
MSCIMSCI · Financial data & stock exchanges	$3.1B	9.7%▲	8.4%▼	54.7%▲	44.2%▲	–
AIGAmerican International · Insurance - Property & casualty	$26.8B	-1.7%▼	–	n/a	n/a	n/a
IXORIX · Credit services	JPY 1.50T	11.2%▲	27.2%▲	30.3%▲	–	1.46x▼
PRUPrudential Financial · Insurance - Life	$60.8B	-13.7%▼	31.1%▲	n/a	n/a	n/a
ARESAres Management · Asset management	$5.6B	44.2%▲	13.7%▼	23%▼	–	–
HIGHartford Insurance · Insurance - Property & casualty	$1.5B	3.3%▼	23.3%▲	n/a	n/a	n/a
ACGLArch Capital · Insurance - Property & casualty	$19.9B	14.3%▲	2%▼	n/a	n/a	n/a
SHGShinhan Financial · Banks	KRW 64.68T	-12.7%▼	11.5%▼	n/a	n/a	n/a
CBOECboe Global Markets · Financial data & stock exchanges	$4.7B	15.1%▲	43.8%▲	31.1%▲	21.1%▲	0.28x▲
MTBM&T Bank · Banks	$1.7B	7.5%▼	10.2%▼	n/a	n/a	n/a
BAPCredicorp · Banks	PEN 28.6B	3.9%▼	26%▲	n/a	n/a	n/a
HBANHuntington Bancshares · Banks	$1.6B	6.4%▼	14%▼	n/a	n/a	n/a
RJFRaymond James Financial · Capital markets	$15.9B	6.6%▼	3.2%▼	–	–	0.06x▲
RKTRocket Companies · Mortgage finance	$6.7B	31.2%▲	-334%▼	n/a	n/a	n/a
NTRSNorthern Trust · Banks	$5.0B	6.1%▼	-14.5%▼	n/a	n/a	n/a
PUKPrudential · Insurance - Life	$11.5B	7%▼	70.6%▲	n/a	n/a	n/a
WTWWillis Towers Watson · Insurance brokers	$9.5B	-2.3%▼	–	23.5%▲	14.4%▲	0.79x▼
WRBBerkley W R · Insurance - Property & casualty	$14.7B	7.8%▼	1.3%▼	n/a	n/a	n/a
NMRNomura · Capital markets	JPY 1.20T	12.7%▲	6.3%▼	–	–	4.67x▼
CFGCitizens Financial · Banks	$1.6B	6.7%▼	21.3%▲	n/a	n/a	n/a
CPAYCorpay · Credit services	$4.5B	13.9%▲	6.6%▼	44%▲	16.5%▲	3.44x▼
CINFCincinnati Financial · Insurance - Property & casualty	$12.6B	11.4%▲	4.4%▼	n/a	n/a	n/a
LPLALPL Financial · Financial data & stock exchanges	$17.0B	37.2%▲	-18.5%▼	–	–	1.36x▼
FISVFiserv · Credit services	$21.2B	3.6%▼	11.1%▼	27.5%▲	10.3%▼	1.12x▼
TWTradeweb Markets · Financial data & stock exchanges	$2.1B	18.9%▲	62.1%▲	40.7%▲	–	–
AFRMAffirm · Credit services	$1.4B	29.6%▲	3598%▲	28.9%▲	–	1.79x▼
FCNCAFirst Citizens Bancshares · Banks	$9.5B	-2.2%▼	-20.6%▼	n/a	n/a	n/a
PFGPrincipal Financial · Insurance - Life	$15.6B	-3.1%▼	-24.6%▼	n/a	n/a	n/a
LLOEWS · Insurance - Property & casualty	$3.2B	9.7%▲	17.9%▲	n/a	n/a	n/a
MKLMarkel · Insurance - Property & casualty	$15.5B	4.7%▼	-23.3%▼	n/a	n/a	n/a
BROBrown & Brown · Insurance brokers	$5.9B	22.8%▲	6.1%▼	28.3%▲	7.7%▼	0.61x▲
GPNGlobal Payments · Credit services	$7.7B	-0.4%▼	-10.8%▼	22.8%▼	3.8%▼	0.94x▼
TROWPrice T Rowe · Asset management	$7.3B	3.1%▼	-0.6%▼	29.9%▲	–	–
KEYKeycorp · Banks	$1.7B	6.5%▼	–	n/a	n/a	n/a
CRCLCircle Internet · Capital markets	$110M	624%▲	-145%▼	-87.8%▼	-2.8%▼	–
SOFISoFi Technologies · Credit services	$619M	23.1%▲	-3.5%▼	–	–	0.17x▲
FISFidelity National Information Services · Credit services	$10.7B	5.4%▼	-73.7%▼	16.3%▼	6.7%▼	0.74x
KSPIJoint Stock Co Kaspi.kz · Credit services	KZT 4.05T	59.8%▲	1%▼	53.3%▲	–	–
EFXEquifax · Financial data & stock exchanges	$6.1B	6.9%▼	9.3%▼	18%▼	11.5%▲	1.11x▼
RGAReinsurance Group of America · Insurance - Life	$23.7B	7.2%▼	64.9%▲	n/a	n/a	n/a
TOSTToast · Credit services	$6.2B	24.1%▲	1700%▲	4.7%▼	13.4%▲	–
TPGTPG · Asset management	$2.4B	16.1%▲	686%▲	31.7%▲	–	0.42x▲
BENFranklin Templeton · Asset management	$8.8B	3.5%▼	12.9%▼	6.9%▼	–	0.20x▲
XPXP · Capital markets	BRL 8.0B	7.3%▼	14.5%▲	68.4%▲	–	0.01x▲
FUTUFutu · Capital markets	HKD 10.6B	74.9%▲	108%▲	133%▲	34.6%▲	–
CRBGCorebridge Financial · Insurance - Life	$18.5B	-1.2%▼	-116%▼	n/a	n/a	n/a
UNMUnum · Insurance - Life	$13.1B	1.5%▼	-58.5%▼	n/a	n/a	n/a
EQHEquitable · Insurance brokers	$11.7B	-6.1%▼	-208%▼	-8.1%▼	–	–
EGEverest · Insurance - Property & casualty	$17.5B	1.2%▼	15.9%▲	n/a	n/a	n/a
RNRRenaissancere · Insurance - Property & casualty	$12.8B	9.9%▲	43.4%▲	n/a	n/a	n/a
OWLBlue OWL Capital · Asset management	$2.9B	25%▲	-28.1%▼	–	–	1.51x▼
AIZAssurant · Insurance - Specialty	$12.8B	7.9%▼	14.8%▲	n/a	n/a	n/a
BMNRBitmine Immersion Technologies · Capital markets	$6M	84.1%▲	–	7288%▲	5.1%▼	–
GLGlobe Life · Insurance - Life	$6.0B	3.7%▼	8.4%▼	n/a	n/a	n/a
TRUTransUnion · Financial data & stock exchanges	$4.6B	9.4%▲	60.1%▲	18.7%▼	8.6%▼	1.15x▼
CNACNA Financial · Insurance - Property & casualty	$1.6B	-2%▼	33.3%▲	n/a	n/a	n/a
CGCarlyle · Asset management	$4.8B	-11.9%▼	-20.7%▼	21.8%▼	–	–
SEICSei Investments · Capital markets	$2.3B	8.1%▼	23.1%▲	27.3%▲	–	0.00x▲
IVZInvesco · Asset management	$6.4B	5.1%▼	-132%▼	-10.9%▼	–	0.15x▲
AFGAmerican Financial · Insurance - Property & casualty	$8.2B	-1.8%▼	-5.1%▼	n/a	n/a	n/a
IRENIREN · Capital markets	$707M	41.1%▲	-908%▼	-148%▼	-7.7%▼	1.81x▼
ERIEERIE Indemnity · Insurance brokers	$4.1B	7.2%▼	-6.8%▼	17.6%▼	29.8%▲	–
FRHCFreedom · Capital markets	$2.2B	9.3%▲	101%▲	–	–	–
ALLYAlly Financial · Credit services	$1.2B	3.8%▼	27.5%▲	–	–	1.10x▼
CHYMChime Financial · Credit services	$2.2B	30.7%▲	–	-47.6%▼	-66%▼	–
FHNFirst Horizon · Banks	$3.4B	7.2%▼	26.7%▲	n/a	n/a	n/a
GLXYGalaxy Digital · Capital markets	$60.2B	41.7%▲	-170%▼	-0.4%▼	-3.5%▼	1.24x▼
FNFFidelity National Financial · Insurance - Specialty	$2.1B	9.1%▲	-52.6%▼	n/a	n/a	n/a
FDSFactset Research Systems · Financial data & stock exchanges	$2.3B	5.4%▼	11.2%▼	32.2%▲	19.8%▲	0.63x▲
SFStifel Financial · Capital markets	$3.8B	14.5%▲	-6.5%▼	–	–	0.10x▲
JEFJefferies Financial · Capital markets	$5.5B	14.2%▲	-4.7%▼	78.4%▲	–	1.67x▼
EVREvercore · Asset management	$3.9B	29.5%▲	56.5%▲	21.1%▼	22.9%▲	0.27x▲
BNTBrookfield Wealth Solutions · Insurance - Specialty	$11.6B	-17.5%▼	-30.8%▼	n/a	n/a	n/a
RYANRYAN Specialty · Insurance brokers	$3.0B	21.9%▲	-33%▼	16.5%▼	9.2%▼	5.17x▼
AMGAffiliated Managers · Asset management	$2.1B	1.6%▼	40.1%▲	63.8%▲	–	0.83x▼
WTFCWintrust Financial · Banks	$266M	5.9%▼	18.5%▲	n/a	n/a	n/a
CFRCullen/Frost Bankers · Banks	$122M	14.4%▲	11.3%▼	n/a	n/a	n/a
ORIOld Republic International · Insurance - Specialty	$9.1B	11%▲	9.7%▼	n/a	n/a	n/a
HUTHut 8 · Capital markets	$235M	44.8%▲	-168%▼	-137%▼	-13.5%▼	–
ZIONZions Bancorporation, National Association · Banks	$529M	3.1%▼	14.7%▲	n/a	n/a	n/a
JXNJackson Financial · Insurance - Life	$6.7B	104%▲	-97.1%▼	n/a	n/a	n/a
HLIHoulihan Lokey · Asset management	$2.6B	9.5%▲	6.5%▼	20.1%▼	–	–
VOYAVoya Financial · Insurance - Life	$2.3B	4.9%▼	-1.9%▼	n/a	n/a	n/a
PRIPrimerica · Insurance - Life	$3.3B	6.6%▼	59.7%▲	n/a	n/a	n/a
KNSLKinsale Capital · Insurance - Property & casualty	$1.9B	18%▲	21.4%▲	n/a	n/a	n/a
COLBColumbia Banking System · Banks	$177M	18.8%▲	3%▼	n/a	n/a	n/a
THGHanover Insurance · Insurance - Property & casualty	$6.6B	5.7%▼	55.5%▲	n/a	n/a	n/a
WALWestern Alliance Bancorporation · Banks	$136M	99.7%▲	23%▲	n/a	n/a	n/a
LNCLincoln National · Insurance - Life	$18.2B	-1.2%▼	-64.1%▼	n/a	n/a	n/a
MORNMorningstar · Asset management	$2.4B	7.5%▼	1.2%▼	21.5%▼	20.8%▲	0.88x▼
SNEXStoneX · Financial data & stock exchanges	$132B	32.5%▲	17.3%▲	1.4%▼	–	0.82x▼
AXSAxis Capital · Insurance - Property & casualty	$6.6B	10.2%▲	-6.7%▼	n/a	n/a	n/a
VCTRVictory Capital · Asset management	$1.3B	46.2%▲	14.3%▼	36.6%▲	–	0.40x▲
FAFFirst American Financial · Insurance - Specialty	$7.5B	21.6%▲	374%▲	n/a	n/a	n/a
ACTEnact · Insurance brokers	$1.2B	2.8%▼	-2%▼	73.5%▲	–	0.14x▲
WULFTerawulf · Capital markets	$168M	20.3%▲	–	-111%▼	-3.9%▼	22x▼
WEXWEX · Credit services	$1.8B	-1.2%▼	-1.8%▼	36%▲	13%▲	2.91x▼
FIGRFigure Technology Solutions · Mortgage finance	$507M	48.7%▲	678%▲	n/a	n/a	n/a
AVALGrupo Aval Acciones Y Valores · Banks	COP 44.54T	-0.8%▼	46.7%▲	n/a	n/a	n/a
MKTXMarketaxess · Capital markets	$846M	3.6%▼	-10%▼	40.4%▲	–	–
PJTPJT Partners · Asset management	$1.7B	14.9%▲	34%▲	19.2%▼	–	–
CACCCredit Acceptance · Credit services	$2.3B	7.2%▼	71%▲	24.4%▲	–	0.71x▲
ESNTEssent · Insurance - Specialty	$1.3B	1.5%▼	-5.4%▼	n/a	n/a	n/a
GBCIGlacier Bancorp · Banks	$101M	7.5%▼	25.7%▲	n/a	n/a	n/a
RIOTRiot Platforms · Capital markets	$647M	71.9%▲	-706%▼	-96.1%▼	-17.9%▼	0.29x▲
MTGMgic Investment · Insurance - Specialty	$1.2B	0.5%▼	-3.2%▼	n/a	n/a	n/a
HLNEHamilton Lane · Asset management	$759M	6.5%▼	14.6%▲	61%▲	–	0.30x▲
MAASMaase · Asset management	CNY 781M	-18.9%▼	–	-88.5%▼	-24.8%▼	–
STEPStepStone · Asset management	$2.0B	69.7%▲	–	-51.3%▼	–	–
RLIRLI · Insurance - Property & casualty	$1.9B	6.3%▼	16.6%▲	n/a	n/a	n/a
BGCBGC · Financial data & stock exchanges	$2.4B	34.7%▲	25.8%▲	13.9%▼	–	1.85x▼
HGTYHagerty · Insurance brokers	$678M	23.5%▲	90.6%▲	21.3%▼	–	0.80x▼
SIGISelective Insurance · Insurance - Property & casualty	$5.3B	9.8%▲	125%▲	n/a	n/a	n/a
WTMWhite Mountains Insurance · Insurance - Property & casualty	$3.7B	66.8%▲	380%▲	n/a	n/a	n/a
CNOCNO Financial · Insurance - Life	$4.5B	0.9%▼	-45.5%▼	n/a	n/a	n/a
KLARKlarna · Credit services	$3.5B	24.8%▲	-1400%▼	-6.6%▼	–	–
AXAxos Financial · Banks	$81M	23.5%▲	13.3%▼	n/a	n/a	n/a
VIRTVirtu Financial · Capital markets	$617M	19.4%▲	69.4%▲	199%▲	–	1.29x▼
EBCEastern Bankshares · Banks	$134M	19.1%▲	-26.2%▼	n/a	n/a	n/a
HASIHA Sustainable Infrastructure Capital · Asset management	$401M	4.4%▼	-7.7%▼	–	–	–
BLSHBullish · Capital markets	$245B	-2.2%▼	-1087%▼	-0.3%▼	-19.2%▼	0.03x▲
DAVEDave · Credit services	$554M	59.7%▲	238%▲	31.6%▲	46.9%▲	0.00x▲
BWINBaldwin Insurance · Insurance brokers	$1.5B	8.5%▼	–	4.9%▼	2.6%▼	–
RDNRadian · Insurance - Specialty	$1.2B	-0.8%▼	-3.6%▼	n/a	n/a	n/a
CORZCore Scientific · Capital markets	$319M	-37.5%▼	–	-77%▼	-15.7%▼	–
PIPRPiper Sandler Companies · Capital markets	$1.8B	21.7%▲	55.3%▲	20.4%▼	–	–
ENVAEnova International · Credit services	$3.2B	18.6%▲	47.2%▲	23.5%▲	–	3.37x▼
DLOdLocal · Credit services	$1.1B	46.6%▲	63.4%▲	20.1%▼	38.2%▲	0.15x▲
ARXAccelerant · Insurance brokers	$913M	51.5%▲	-5974%▼	-144%▼	–	0.17x▲
FULTFulton Financial · Banks	$277M	-6.5%▼	35.6%▲	n/a	n/a	n/a
CIFRCipher Digital · Capital markets	$224M	48%▲	–	-188%▼	-11.7%▼	3.41x▼
SEZLSezzle · Credit services	$236M	69.2%▲	69.5%▲	74.9%▲	56.9%▲	–
FHIFederated Hermes · Asset management	$1.8B	10.3%▲	50.3%▲	28.5%▲	26.8%▲	0.29x▲
FBPFirst Bancorp · Banks	$1.0B	6.7%▼	15.4%▲	n/a	n/a	n/a
CRVLCorvel · Insurance brokers	$959M	7%▼	16%▲	14.9%▼	34.5%▲	–
UCBUnited Community Banks · Banks	$1.1B	11.7%▲	30%▲	n/a	n/a	n/a
CATYCathay General Bancorp · Banks	$54M	2.9%▼	10.2%▼	n/a	n/a	n/a
NPNeptune Insurance · Insurance brokers	$160M	33.7%▲	8.2%▼	44.5%▲	567%▲	–
BFHBread Financial · Credit services	$3.8B	0.2%▼	87%▲	–	–	1.29x▼
PLMRPalomar · Insurance - Property & casualty	$876M	58.2%▲	67.6%▲	n/a	n/a	n/a
GPGIGPGI · Credit services	$60M	-85.8%▼	–	-23%▼	-2.8%▼	–
HGHamilton Insurance · Insurance - Property & casualty	$2.9B	24.7%▲	37%▲	n/a	n/a	n/a
LMNDLemonade · Insurance - Property & casualty	$738M	40.2%▲	–	n/a	n/a	n/a
CNSCohen & Steers · Asset management	$556M	7.5%▼	1.3%▼	32%▲	–	–
LAZLazard · Asset management	$3.2B	1.5%▼	-15.4%▼	10.3%▼	–	1.94x▼
GNWGenworth Financial · Insurance - Life	$7.3B	0.1%▼	-25.4%▼	n/a	n/a	n/a
BULLWebull · Capital markets	$571M	46.3%▲	–	8.9%▼	4.6%▼	–
WTWisdomTree · Capital markets	$494M	15.4%▲	63.6%▲	35.3%▲	14.2%▲	–
AAMIAcadian Asset Management · Asset management	$564M	11.5%▲	-5.9%▼	23.4%	–	–
MARAMARA · Capital markets	$59M	-39.2%▼	-342%▼	-2085%▼	-18.1%▼	1.04x▼
PRKPark National · Banks	$664M	2.9%▼	18.9%▲	n/a	n/a	n/a
MCHBMechanics Bancorp · Banks	$50M	3.3%▼	816%▲	n/a	n/a	n/a
INTRInter · Banks	BRL 8.4B	31.3%▲	43.6%▲	n/a	n/a	n/a
CBUCommunity Financial System · Banks	$818M	9.6%▲	15.3%▲	n/a	n/a	n/a
AGOAssured Guaranty · Insurance - Specialty	$0M	–	33.8%▲	n/a	n/a	n/a
PFSIPennyMac Financial Services · Mortgage finance	$20M	-25.2%▼	60.9%▲	n/a	n/a	n/a
SLDESlide Insurance · Insurance - Property & casualty	$1.2B	36.5%▲	121%▲	n/a	n/a	n/a
NMIHNMI · Insurance - Specialty	$706M	8.5%▲	8%▼	n/a	n/a	n/a
PAGSPagSeguro Digital · Credit services	BRL 20.4B	8.5%▲	0.1%▼	38.1%▲	29.2%▲	0.17x▲
MIAXMiami International · Capital markets	$1.4B	19.6%▲	-169%▼	6.7%▼	10%▼	0.00x▲
SPNTSiriusPoint · Insurance - Property & casualty	$3.2B	23.1%▲	130%▲	n/a	n/a	n/a
FHBFirst Hawaiian · Banks	$881M	8.9%▲	20%▲	n/a	n/a	n/a
BKUBankUnited · Banks	$22M	7.4%▼	15.4%▲	n/a	n/a	n/a
PFSProvident Financial Services · Banks	$73M	7.1%▼	152%▲	n/a	n/a	n/a
SIISprott · Credit services	$285M	59.6%▲	36.6%▲	32.1%▲	21.4%▲	–
BHFBrighthouse Financial · Insurance - Life	$6.8B	43.2%▲	11.6%▼	n/a	n/a	n/a
BANCBANC of California · Banks	$39M	4.2%▼	80.5%▲	n/a	n/a	n/a
PURRHyperliquid Strategies · Credit services	$9M	–	–	5292%▲	24.3%▲	–
SKWDSkyward Specialty Insurance · Insurance - Property & casualty	$12M	16%▲	43.1%▲	n/a	n/a	n/a
NBTBNBT Bancorp · Banks	$183M	10.4%▲	20.3%▲	n/a	n/a	n/a
BOHBank of Hawaii · Banks	$122M	-0.1%▼	37.3%▲	n/a	n/a	n/a
LIFEEthos Technologies · Insurance brokers	$388M	52%▲	45.7%▲	18.8%▼	18.1%▲	–
ASSTStrive · Credit services	$4M	1218%▲	–	-621%▼	-91.1%▼	–
FGF&G Annuities & Life · Insurance - Life	$5.7B	-0.2%▼	-58.5%▼	n/a	n/a	n/a
FBNCFirst Bancorp · Banks	$68M	-3.6%▼	45.7%▲	n/a	n/a	n/a
HCIHCI · Insurance - Property & casualty	$901M	20.1%▲	172%▲	n/a	n/a	n/a
BUSEFirst Busey · Banks	$720M	55.7%▲	19%▲	n/a	n/a	n/a
EEFTEuronet Worldwide · Credit services	$4.2B	6.4%▼	1.1%▼	12.5%▼	20.1%▲	1.55x▼
CLSKCleanspark · Capital markets	$766M	102%▲	–	41.6%▲	11.1%▼	0.30x▲
NTBBank of N.T. Butterfield & Son · Banks	$607M	4.6%▼	7.2%▼	n/a	n/a	n/a
BBTBeacon Financial · Banks	$30M	81.1%▲	31.4%▲	n/a	n/a	n/a
APAMArtisan Partners Asset Management · Asset management	$1.2B	7.6%▼	11.8%▼	33.4%▲	–	0.43x▲
UPSTUpstart · Credit services	$1.0B	64%▲	–	4.1%▼	–	2.29x▼
ECPGEncore Capital · Credit services	$88M	4.3%▼	–	709%▲	–	4.13x▼
WAFDWAFD · Banks	$30M	7.8%▼	13%▼	n/a	n/a	n/a
BTDRBitdeer Technologies · Credit services	$620M	77.3%▲	–	25.8%▲	12.4%▲	0.55x▲
BVCBitVentures · Asset management	$0M	–	–	-455%▼	-16.2%▼	–
PLGOPelagos Insurance Capital · Insurance - Property & casualty	$2.5B	3.3%▼	99%▲	n/a	n/a	n/a

▲ better than the median, ▼ worse. n/a: the ratio doesn't apply to that kind of business (e.g. a bank's operating margin). Sort by any column. Figures from each company's latest 10-K (or 20-F/40-F).